Terms & Conditions

Welcome to the website of CityCentral Title (“Company,” “we,” “us,” or “our”). By accessing or using citycentraltitle.com (the “Website”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use this Website.

1. Scope of Services & Texas Regulatory Compliance

CityCentral Title is a licensed title insurance agent operating in accordance with the laws of the State of Texas and under the strict regulations of the Texas Department of Insurance (TDI).

Estimates Only: Any rate calculators, fee estimators, or “Title Toolbox” application features provided on this Website are for informational and preliminary planning purposes only. Exact final premiums and closing fees are strictly governed by TDI regulations and the finalized contract terms of your real estate transaction.
No Legal or Financial Advice: The materials, blog posts, video libraries, and content contained on this Website do not constitute legal, tax, financial, or real estate advice. Users should consult with qualified attorneys or financial professionals regarding specific transaction issues.

2. Digital Portals, Transactions, and Secure Wire Transfers

Our Website provides links to specialized portals, including our online Payment Portal and ordering systems.

Account Security: If you create an account, initiate an order, or access a closing portal via this Website, you are responsible for maintaining the strict confidentiality of your login credentials.
CYBERSECURITY & WIRE FRAUD WARNING: Real estate transactions are prime targets for wire fraud and cybercrime. CityCentral Title will never change wire instructions via email. Before wiring any earnest money or closing funds, you must independently verify wire instructions using a known, trusted phone number (such as our corporate headquarters at 214-355-7780). Do not rely on email communications alone.

3. SMS and Text Messaging Opt-In & Communications

By providing your phone number through any contact form, quote request, order form, or communication portal on this Website, you explicitly consent to receive automated and manual informational text messages (SMS) and notifications from CityCentral Title.

Consent & Opt-In: Submitting your information via a website form constitutes an affirmative opt-in to receive transaction updates, closing milestones, or scheduling confirmations. Your consent is strictly voluntary and is not a condition of purchasing any property, goods, or services.
Opt-Out & Help: You can cancel the SMS service at any time. Simply reply “STOP” to any text message you receive from us. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. To get help, reply “HELP” or contact our support team.
Message and Data Rates: Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your transactional needs.
Privacy Assurance: We respect your privacy. Mobile information and text messaging opt-in data will not be shared, sold, or rented to third parties for marketing or promotional purposes.

4. Intellectual Property Rights

All content, design features, text, graphics, logos, and software tools (including the Title Toolbox interface) available on this Website are the exclusive property of CityCentral Title or its licensors. You are granted a limited, non-transferable license to access the site for personal or standard professional real estate transactional use. Data scraping, mass exporting, or unauthorized commercial distribution of site content is strictly prohibited.

5. Third-Party Links & Underwriter Relationships

This Website contains links to external, third-party sites, tools, and real estate resources for your convenience. We do not control, endorse, or assume responsibility for the content, privacy policies, or security practices of third-party platforms. Furthermore, while CityCentral Title issues policies underwritten by title insurance underwriters (such as Westcor Land Title Insurance Company), these underwriter entities maintain separate legal frameworks and liabilities.

6. Limitation of Liability & Disclaimer of Warranties

This Website and all of its content are provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied. CityCentral Title does not guarantee that the site will be uninterrupted, error-free, or completely free of viruses. To the fullest extent permitted by Texas law, CityCentral Title disclaims all liability for direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this Website.

7. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any legal action or proceeding arising out of your use of this Website must be brought exclusively in a state or federal court of competent jurisdiction located in Dallas County, Texas.