How Can I Keep Track Of All The Homes I See?

by www.citycentraltitle.com | Jan 13, 2014 | Finding:

There are some great tips in this video, like: if possible, take photographs of each house: the outside, the major rooms, the yard and extra features that you like or ones you see as potential problems. Write things down as you go. And don’t hesitate to return...

How Are Pre-Qualifying And Pre-Approval Different?

by www.citycentraltitle.com | Jan 13, 2014 | Financing:

Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be ‘pre-qualified’ over the phone with no paperwork by telling a lender your income, your long-term debts and how large a...

What Is A Credit Bureau Score And How Do Lenders Use Them?

by www.citycentraltitle.com | Jan 13, 2014 | Credit:

As we show you in this video, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage...

How Can I Find Out Information About My Credit History?

by www.citycentraltitle.com | Jan 13, 2014 | Credit:

Watch this video and take a few notes! There are three major credit reporting companies: Equifax – www.equifax.com 1-800-685-1111 Experian – www.experian.com 1-888-397-3742 Trans Union – www.transunion.com 1-800-916-8800 Obtaining your credit history...

How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford?

by www.citycentraltitle.com | Jan 13, 2014 | Starting:

As you’ll see in the video, the lenders consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or...